Dr. Billings receives the patent for Gold Identity, his federated identity system.

Gold Identity provides online service providers with a way to securely authenticate their users. The user is asked to sign in with a token and PIN and both the user and the service provider are authenticated to each other through the identity system. This protects the user’s personal information reducing identity theft, as well as protecting online merchants and service providers from fraud and unauthorized access to secured information.

A basic premise of the Gold Identity system is that when people are held accountable for their actions, their behavior improves. The Gold Identity system allows users to be identified and at the same time, because they are identified, to be accountable.

The Gold Identity system allows users to safely transfer data, manage bank or stock broker transactions, and perform other secure tasks while establishing a trusted online reputation.